Frequently Asked Questions

Does my plan include insurance coverage for physical therapy?

Yes. Most major insurance companies do cover physical therapy. We are in-network with most plans, and we also accept workman’s compensation and automobile accident insurance. Prior to your first visit, we would check your insurance coverage for physical therapy and inform you about what is covered.

Are there any out of pocket costs?

Depending on your insurance plan, treatment will be covered at least to some extent, and may even be fully covered. Most insurance companies today expect the patient to share at least part of the cost of medical treatment. Our in-network participation makes treatment more affordable, and we can check with your plan to help you estimate what your out of pocket costs will be, if any.

What if I don’t have insurance?

Our private pay rates are some of the most competitive in the area. We will work with you to determine a plan that fits your needs and budget.

Does Medicare Cover Physical Therapy?

Medicare Part B covers outpatient therapy, including physical therapy (PT), speech-language pathology (SLP), and occupational therapy (OT). Previously, there were limits, also known as the therapy cap, how much outpatient therapy Original Medicare covered annually. However, in 2019, the therapy cap was removed.

Original Medicare covers outpatient therapy at 80% of the Medicare-approved amount. When you receive services from a participating provider, you pay a 20% coinsurance after you meet your Part B deductible ($185 in 2019).


Are specialized services, like massage therapy, covered by insurance?

Massage therapy is not covered by insurance. Manual therapy and lymphedema treatments are covered as a part of your physical therapy plan of care. Visit our specialized services page for more information about these treatments.

Participating Insurance Companies

physical therapist that accepts medicare
blue cross blue shield
tricare military
united healthcare
personal choice

We also accept auto insurance and workman’s comp cases.

How do I know if physical therapy will work for me?

Physical therapy can help with a variety of conditions and injuries. Whether it is a recent injury, like tendonitis or a broken bone, or a chronic condition like lower back pain, physical therapy can help you get back on your feet. Physical therapy is a more natural method of achieving pain relief, rather than using pills or prescription drugs. It is also less invasive than other forms of treatment, like injections or surgery.

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